Eli’s Aliyah Tips

Mortgage Rights for Oleh/Israeli Couple

Dear Eli,

Q. If I marry an Israeli can I still use my housing rights?

A. Dear Oleh,

This is the kind of question that I answer "yes...but" Keep in mind that if your spouse already owned an apartment ( even if he already sold it) you will be considered a "Baalat Diyur" once you get married and not be entitled to a mortgage. If he didn’t then it still may be better to get the loan as a young Israeli couple rather then as an Olah married to an Israeli.

Go to your nearest mortgage bank and discuss it with the,. They can provide you with the most up to date information.


Eli Birnbaum is a counseling psychologist who has been working with Olim for the past 20 years. He presently serves as Director of Internet for the Jewish Agency and World Zionist Organization. Eli also is also the founder and moderator of the Tachlis Aliyah Forum one of the first (almost 10 years old ) Jewish discussion groups on-line, which has helped literally thousands of Olim over the years.

Eli’s E-Mail address: birnbaum@wzo.org.il
Jewish Agency website: http://www.jafi.org.il
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